Are you looking for the best dining offers on credit cards? If you live away from your family or you are someone who loves to enjoy dining out or ordering food at home, such cards can be your go-to option.
Starting from deals on restaurants to delivery platforms, such credit cards will satisfy your taste buds whenever you wish. Say you are hosting your birthday party at a partner restaurant, and you get a hefty discount on your overall bill. Wouldn’t that be great? That’s exactly why getting a dining credit card can help.
Basics of a Dining Credit Card
Just like hunger and cravings are two separate things, dining out and dining out with a credit card are also different. When you dine out, you enjoy your meal and pay for the meal you have just enjoyed. When you use a dining credit card for the same meal, you get offers such as:
- Accelerated reward points
- Complimentary beverages or desserts
- Cashback
- Discounts
- Membership to dining loyalty programs
These added benefits come with credit card membership. This is why getting a dining credit will not just allow you to enjoy your food but will also save a bit of your money!
Best Dining Credit Cards in India
Check this table to see some of the best dining offers on credit cards as well as other features. You can choose from lifetime-free credit card options, which come with no added charges and can enhance your savings further. These options are:
Name of Dining Credit Card | Dining Benefits | Other Perks | Fees and Charges |
Axis Bank ACE Credit Card |
|
|
|
Axis Neo Credit Card |
|
|
|
HDFC Millennia Credit Card |
|
|
|
One Credit Card |
|
|
|
SBI Card PRIME |
|
|
|
HDFC Diners Club Privilege Credit Card |
|
|
|
Disclaimer: Offers and features of credit cards are subject to change; please check the latest information before you apply.
How to Apply for a Dining Credit Card in India?
Once you have picked the credit card you prefer, follow these steps to get your dining credit card.
- Step 1: Go to the official website of the credit card company
- Step 2: Select the ‘Apply now’ button
- Step 3: Fill all the necessary details on your application form
- Step 4: Recheck and submit it along with the necessary documents
Next, you may need to complete video-KYC and then you can await approval.
Dining Credit Card Eligibility Criteria
To apply for such a credit card, you will need to have to fulfil certain eligibility criteria, such as:
- Be an Indian resident
- Be above 18 years of age
- Have a good credit score
- Be a salaried employee or a self-employed individual earning a certain minimum amount as per the issuer’s policies
To prove your eligibility, you need to submit a few documents, which include:
- ID proof: Passport, PAN card, Aadhaar card, Driving license, Voter ID,
- Income proof: Bank statements, Income tax returns
- Address proof: Passport, Aadhaar card
- Photographs: Recent colour photos
If you can’t wait to enjoy dining offers but are wondering where to start, it may be a good idea to get a lifetime-free credit card. One such option is the One Credit Card, which not only has great offers on ordering in, dining out and grocery shopping, but also on categories such as fuel, shopping for electronics, travel, and more.
This credit card comes with a powerful app, called the OneCard App, which helps you set spending limits, manage your reward points and convert purchases into EMI in just a tap.
If you are someone who enjoys reward points, then you can get 5X reward points on your top two spending categories every month. To start your journey with this credit card, apply online now.